Childcare benefit helps pay for registered care
You can usually get kinderopvangtoeslag (childcare benefit) for registered, paid childcare when you and any toeslagpartner (benefit partner) work, follow recognised study or an approved route to work, or take a mandatory inburgeringscursus (civic integration course) at an approved school. Apply within 3 months after the month your entitlement starts. For a standard application, use Mijn Toeslagen (External site, opens in a new tab) (benefits portal). Report changes within 4 weeks.
This guide covers parents applying for Dutch childcare benefit, including parents who live, work or use registered childcare abroad.
Choose the childcare category
There are three benefit-rate categories for paid childcare. Peuteropvang (toddler care) and a peuterspeelzaal (toddler playgroup) have counted as dagopvang (day care) since 1 January 2018. The figures below apply in 2026.
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| Benefit category | When it is used | 2026 hourly cap |
|---|---|---|
| dagopvang | Before primary school, including registered toddler care. Day-care benefit may continue during a holiday before school starts or while the child attends school gradually, provided the child still uses day care and has not started BSO. | €11.23 |
| buitenschoolse opvang (BSO, out-of-school care) | Before or after school and during holidays. Benefit ends on the first day of the month in which secondary school starts. | €9.98 |
| gastouderopvang (registered childminder care) | Day care or out-of-school care at the childminder’s home or another registered care address, arranged through a registered agency | €8.49 |
Check that the contract and registration name the same care category.
Check the register and contract before care starts
Before you sign the contract, complete all these checks:
- Find the exact Dutch care address in the Landelijk Register Kinderopvang (External site, opens in a new tab) (LRK, national childcare register). Save its LRK number and read the latest inspection report.
- Check the contract for the child’s name, date of birth and address, the hourly price, number of hours, start and end dates, and whether the care is day care or BSO.
- Give the provider the correct details for you, your partner and your child. Providers send hours and hourly prices to Dienst Toeslagen (External site, opens in a new tab) (benefits service) every month. You remain responsible for your application.
- For childminder care, check both registrations: the childminder at the exact care address and the gastouderbureau (childminder agency). Pay every amount through the agency.
- If the care is outside the Netherlands, use the foreign-care rules below.
Calculate your 2026 benefit and what you pay
The benefit depends on your income, care type, price and paid hours. Use these rules to estimate how much of the bill you will pay yourself. The rules below apply in 2026.
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| Calculation part | 2026 rule |
|---|---|
| Provider’s price | The provider sets the hourly price and may charge more than the benefit cap |
| Price used for benefit | The lower of the contracted hourly price and the cap for that care category |
| Percentage | Based on joint annual toetsingsinkomen (assessment income) and whether the official table treats the child as first or next |
| Hours | Contracted and paid hours, up to 230 per child per month during entitlement |
| Your contribution | You always pay the part not covered, plus every euro above the hourly cap |
You can claim for contracted hours you have paid for, even if your child misses a day. The provider must offer those hours. Public holidays are an exception.
For joint assessment income up to and including €56,412, the 2026 percentage is 96% for both first and next children. From €56,413 it falls in steps. All income bands keep a benefit percentage. At €235,698 or more, the table still gives 36.5% for the first child and 68.2% for a next child.
If you live in the Netherlands, use the official proefberekening (External site, opens in a new tab) (trial calculation) to check the percentage for each child. If you live abroad, check the official cross-border guidance (External site, opens in a new tab) or call Dienst Toeslagen (External site, opens in a new tab). The calculator cannot calculate your childcare benefit.
This example uses 100 hours of day care in one month in 2026 and joint assessment income of €56,412 or less. A provider charging €1 above the hourly cap adds €100 to your own monthly cost.
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| Example: 100 hours of day care | Provider charges €11.23 | Provider charges €12.23 |
|---|---|---|
| Monthly invoice | €1,123 | €1,223 |
| Amount eligible at the €11.23 cap | €1,123 | €1,123 |
| Benefit at 96% | About €1,078 | About €1,078 |
| Your cost | About €45 | About €145 |
Pay the full childcare costs, including your own contribution, and keep bank records. Dienst Toeslagen treats the payment as on time when all costs for a year are paid within 6 months after that year ends. For 2026 costs, that means before 1 July 2027.
Check every eligibility condition
You and any benefit partner normally need a qualifying activity. If you have no benefit partner, only your own activity is tested. Check all the conditions below, including the 2026 child-support amount, then read the exceptions.
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| Condition | What to check |
|---|---|
| Child | Your child, your partner’s child, a grandchild, or an adoptive or foster child. You receive child benefit or a foster contribution, or contribute at least €529 per quarter towards the child’s living costs in 2026. |
| Home | You and the child live and are registered at the same address; recognised co-parents have a separate exception |
| Activity | Each adult who is tested works or follows an approved route listed below |
| Residence | You and your partner must be lawfully resident. Your residence status must allow benefits. Your partner also needs valid residence status or a permit, depending on nationality; some pending permit applications or appeals are allowed. |
| Care | Registered care, a valid written contract and an eligible care category |
| Payment | You pay the invoiced costs, including your own contribution |
Check which work, study or programme counts
Each adult whose activity is tested needs at least one qualifying route. The first four rows show routes that count.
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| Route | What counts |
|---|---|
| Work | Employment, self-employment, freelance work or other paid work counts if you earn income and pay tax on it. Unpaid work in your partner’s business can also count. Keep evidence of your work. |
| Study | A full programme recognised by the Ministerie van Onderwijs, Cultuur en Wetenschap (External site, opens in a new tab) (OCW, education ministry). Examples include secondary school, mbo (vocational education), hbo (higher professional education), university and vavo (adult secondary education). A short course or workshop is not enough. |
| traject naar werk (programme towards work) | An approved programme, often through the Uitvoeringsinstituut Werknemersverzekeringen (External site, opens in a new tab) (UWV, employee insurance agency) or a former employer. Reintegration can count. |
| inburgeringscursus (civic integration course) | A mandatory course at an approved school |
| Volunteer work only | Does not create entitlement, even with a volunteer allowance |
If you use the mandatory course route, the guide to choosing an inburgering (civic integration) school explains how to check your school.
For the Wlz exception or the qualifying-family-member exception, apply by calling the BelastingTelefoon (External site, opens in a new tab) (Tax Information Line). You cannot use Mijn Toeslagen for these routes. The Wlz exception does not cover a single parent with a Wlz indication or a couple where both partners have one.
For co-parenting (External site, opens in a new tab), your child must spend at least 156 days per calendar year with each parent. The child can be registered at either parent’s address. Each parent needs their own contract or a jointly signed contract naming both parents. Each claims and pays their own share. Together, you can claim up to 230 hours per child per month.
If your partner is waiting for a residence permit or an appeal decision, check the residence-status conditions for childcare benefit (External site, opens in a new tab). Some of these cases can qualify.
Since 7 July 2026, parents required to integrate under Wet inburgering 2021 can also qualify during MAP (labour-market participation module), PVT (participation statement process) and Z-route participation activities. The normal childcare-benefit conditions still apply. If Dienst Toeslagen requests activity evidence, ask your municipality for a statement.
Ask the municipality about childcare support
If you cannot get kinderopvangtoeslag, your gemeente (municipality) may help with childcare costs. Support may cover voorschoolse educatie (VE, early-childhood education) for toddlers at risk of a language or development delay. Subsidised toddler care may be available when VE does not apply.
A sociaal-medische indicatie (SMI, social-medical indication) may help families with psychological, social or physical problems. It can support childcare for children aged 0 to 12 when there is no right to kinderopvangtoeslag. Local conditions and amounts differ. Ask your gemeente, consultatiebureau (child health clinic) or provider.
Apply as soon as the contract is signed
For a standard online application, follow these steps:
- Check that your child has been born and has a burgerservicenummer (BSN, citizen service number). You and your partner also need BSNs.
- Gather the signed contract, exact LRK or foreign registration number, start date, care type, monthly hours and hourly price.
- Estimate your joint annual assessment income. Include your benefit partner’s income. If you live in the Netherlands, use the proefberekening. If you live abroad, check the official cross-border guidance or call Dienst Toeslagen.
- Log in to Mijn Toeslagen with DigiD (External site, opens in a new tab) (digital government ID). Enter the same figures in your application and keep a copy.
Mijn Toeslagen is in Dutch. If you cannot use it, call the BelastingTelefoon. You can ask for a tax-office appointment or a referral to a Toeslagenservicepunt (benefits service point). The DigiD guide explains how to get DigiD.
Count from the month you first meet all the conditions. These examples assume entitlement starts in the same month as childcare.
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| Care and entitlement start in 2026 | Last date to keep the first month | If you apply later |
|---|---|---|
| 1 May 2026 | 31 August 2026 | An October 2026 application starts benefit from 1 July 2026; May and June are lost |
| 10 September 2026 | 31 December 2026 | The first month is lost once it falls outside the rolling 3-month window |
Kinderopvangtoeslag is paid as an advance. Payments normally arrive around the 20th for the following month. A childcare organisation can receive the payment directly if it has an agreement with Dienst Toeslagen. This option is unavailable if you use different childcare organisations at once or childcare abroad. You still pay the remaining bill and remain responsible for correct details and any repayment.
Keep your advance payment correct
The provider sends monthly hours and hourly prices to Dienst Toeslagen. You must still compare the contract, invoices and Mijn Toeslagen. After the year ends, Dienst Toeslagen uses final income and provider data for the definitive calculation.
Report any of these changes if they affect your benefit. Changes already reported to your gemeente do not need to be reported again to Dienst Toeslagen.
- Report a change in your income or your partner’s income, up or down.
- Report changed hours, hourly price, care type, provider, care address or registration number.
- Add a child who starts care and stop a child or location when care ends.
- Report when you or your partner starts or stops work, study, a route to work or civic integration.
- Report relevant changes in your partner, household, co-parenting arrangement or residence status. Report a move abroad to your gemeente and check the cross-border rules below.
Check your hours when work or a programme ends
The hours you can still claim depend on which activity ends. Unused hours are hours you could have claimed during qualifying months but have not used.
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| What ends? | Immediate rule | Hours after that |
|---|---|---|
| Paid work or self-employment | Report within 4 weeks. Your benefit continues for 3 full calendar months, starting on the first day of the month after work stops. | After the 3 months, use any unused hours from that calendar year until they run out or 31 December |
| Study, route to work or civic-integration course | Report within 4 weeks; there is no 3-month extension | Use only unused hours from that calendar year, until they run out or 31 December |
| Temporary sickness, pregnancy or leave while employment continues | Benefit continues while you remain employed. Self-employed people and people with longer illness need to check the relevant special rules. | Check the special route before stopping the benefit |
Check the rules if you or your partner live or work abroad
Cross-border rules depend on who lives or works abroad. Find your situation in this table, then check the official cross-border childcare benefit guidance (External site, opens in a new tab).
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| Situation | Main extra rules |
|---|---|
| You live in the Netherlands and work abroad | You must pay tax on your work income and meet the normal conditions. Foreign childcare must be registered. Dutch and foreign family benefits are considered together. Dienst Toeslagen normally pays; sometimes the Sociale Verzekeringsbank (External site, opens in a new tab) (SVB, social insurance bank) pays. |
| You and the child live abroad and you work in the Netherlands | You and your child must live in the EU (European Union), Norway, Iceland, Liechtenstein or Switzerland. UK (United Kingdom) residents from before 1 January 2021 have separate rules. You must earn work income and pay tax in the Netherlands; a Dutch route to work can also qualify. Study or civic integration alone does not qualify. Everyone needs a BSN, and care must be registered. |
| Your benefit partner lives abroad | Both adults must meet the activity conditions. A study or route to work abroad must be comparable to a qualifying Dutch study or route. If your partner also receives a foreign benefit, that benefit must be comparable to a Dutch benefit. Your partner and children need BSNs. The person living or working in the Netherlands applies. Since 4 March 2022, partners can qualify from countries outside Europe too. |
Foreign care must be in the Register buitenlandse kinderopvang (External site, opens in a new tab) (foreign childcare register). If it is missing, apply to Dienst Uitvoering Onderwijs (External site, opens in a new tab) (DUO, Dutch education service) first. Registration can take up to 10 weeks. You need a valid registration number before applying for kinderopvangtoeslag. The normal 3-month deadline still applies, so start registration before care begins.
Check the registered care type and end date. If registration expires within 6 months, ask for renewal. Periods without valid registration do not qualify for benefit.
Foreign family benefits can also reduce the Dutch payment, including when you and your child live abroad.
Resolve common childcare benefit problems
Higher final income or fewer eligible childcare hours can mean you must repay part of your advance. An unregistered period, an ended qualifying activity or unpaid costs can also reduce your entitlement. Compare the definitieve berekening (final calculation) with your latest voorschotbeschikking (advance decision) in Mijn Toeslagen. Check the income and care data against your records.
Keep all these records through the final calculation:
- Keep every contract and amendment, monthly invoice and annual provider statement.
- Keep bank records showing the full invoice and your own contribution were paid before the payment-proof deadline.
- Save LRK or foreign-register evidence, especially after a provider, address or owner changes.
- Keep evidence of work, recognised study, route to work, civic integration and residence status.
- Save every advance decision, change confirmation, definitive calculation and repayment letter.
Choose a change, objection or review request
Use the route that matches the decision you want to correct. An objection challenges a decision; a change updates the figures used for your advance.
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| Problem | Correct route | Deadline |
|---|---|---|
| Current-year advance uses wrong income, hours or price | Submit a change in Mijn Toeslagen or the app; usually do not object | As soon as possible and within 4 weeks of the real change |
| Advance uses disputed family composition or residence status | Call the BelastingTelefoon; if unresolved, object to the advance decision with evidence | Within 6 weeks after the date of the decision |
| Definitive calculation is wrong | Use the definitive-calculation objection form and attach evidence | It must arrive within 6 weeks after the date of the calculation |
| The 6-week period was missed | Request review of the decision and send evidence | Within 5 years after the benefit year ends. If less than 1 year remains when a final calculation arrives, you have 1 year from its date. |
An objection to a final calculation usually pauses repayment while Dienst Toeslagen handles it. Dienst Toeslagen does not pause repayment if you supplied incorrect data or received a penalty. Read the letter and keep paying unless the pause is confirmed. Calling Dienst Toeslagen does not extend the 6-week objection period.
Check your childcare file before you apply
Before you apply, check all four parts of your childcare arrangement:
- Care: identify dagopvang, BSO or gastouderopvang; treat registered toddler care as day care.
- Registration: save the exact-address LRK number, or allow up to 10 weeks for foreign registration.
- Contract: verify identity, price, hours, dates and care category before signing.
- Eligibility: check both adults’ activity, the child and address rules, lawful residence and special exceptions.
Then check the cost, dates and records:
- Cost: compare the hourly price with the 2026 caps of €11.23, €9.98 or €8.49 and budget your own contribution.
- Application: apply after birth and BSN, ideally before care starts, and within 3 months after the month your entitlement starts.
- Changes: compare invoices and portal data, then report relevant changes within 4 weeks.
- Evidence: keep contracts, invoices, bank records, activity proof and every decision through the final calculation.
- Author
- By Inburgering.org team
- Reviewer
- Reviewed by Kirill Svavolia
Official Sources
- Dienst Toeslagen: Kan ik kinderopvangtoeslag krijgen? (External site, opens in a new tab) - the qualifying work, recognised study, route-to-work and mandatory civic-integration routes; LRK, same-address, own-contribution and payment-proof conditions; and applying after birth and a BSN
- Dienst Toeslagen: Voor welke opvang krijg ik kinderopvangtoeslag? (External site, opens in a new tab) - approved care, the exact-address LRK number, required contract fields, excluded lunch care, dual childminder registration, payment through the agency, foreign care and the 2026 childminder-parent change
- Rijksoverheid (Dutch central government): Welke soorten kinderopvang zijn er? (External site, opens in a new tab) - day care, out-of-school care, childminder care, and excluded lunch-break and informal care
- Dienst Toeslagen: Toeslag voor dagopvang en buitenschoolse opvang (External site, opens in a new tab) - the age routes for day care and BSO, the primary-school transition and the end of childcare benefit on the first day of the month in which secondary school starts
- Government.nl: Accessing the National Childcare Register (LRK) (External site, opens in a new tab) - the LRK requirement and approval of facilities by the municipality and municipal health service
- Rijksoverheid: Bedragen kinderopvangtoeslag 2026 (External site, opens in a new tab) - the 2026 hourly caps, full income-percentage table, 96% band through €56,412, the higher-income floors and the role of qualifying calendar months
- Dienst Toeslagen: Voor hoeveel opvanguren krijg ik kinderopvangtoeslag? (External site, opens in a new tab) - the cap of 230 contracted hours per child per month regardless of work or study hours, and using unused hours later within the year
- Dienst Toeslagen: I want to apply for a benefit (External site, opens in a new tab) - applying through Dutch-only Mijn Toeslagen with DigiD, assisted routes, BSN requirements, the 3-month childcare deadline and applying only once
- Dienst Toeslagen: Tot wanneer kan ik toeslag aanvragen? (External site, opens in a new tab) - the exact 3-month childcare application rule and the official 1 May to 31 August example showing which months are lost after a late application
- Dienst Toeslagen: Zorg dat uw kinderopvang uw juiste persoonsgegevens heeft (External site, opens in a new tab) - the monthly hours and price data providers send to Dienst Toeslagen, the parent data they need and the parent’s continuing duty to correct changes
- Dienst Toeslagen: Er verandert iets in de opvang van mijn kinderen (External site, opens in a new tab) - the 4-week deadline for changed hours, prices, providers, an additional child or stopped care, with Mijn Toeslagen and app routes
- Dienst Toeslagen: Voorschotbeschikking toeslagen (External site, opens in a new tab) - the advance calculation, monthly payment around the 20th for the following month, final calculation in 2027 and need to update estimates
- Dienst Toeslagen: Ik wil kinderopvangtoeslag aan de opvang laten uitbetalen (External site, opens in a new tab) - the optional direct-payment route, provider-agreement condition, exclusions for multiple providers and foreign care, and the parent’s remaining responsibility
- Dienst Toeslagen: Kan ik nog opvanguren opmaken als ik niet werk of studeer? (External site, opens in a new tab) - the 3 full calendar months after work ends, no such extension after study, a route or civic integration ends, use of unused hours and the 31 December boundary
- Dienst Toeslagen: Ik word co-ouder (External site, opens in a new tab) - the 156-day co-parent test, same-address exception, separate or jointly signed contracts, each parent paying their own share and the combined 230-hour cap
- Dienst Toeslagen: Kinderopvangtoeslag bij langdurige ziekte (External site, opens in a new tab) - Wlz and care-institution exceptions, exclusions for a single parent or two partners with Wlz indications, and the telephone application route
- Dienst Toeslagen: Kinderopvangtoeslag als u tijdelijk niet werkt (External site, opens in a new tab) - continuing entitlement during illness, pregnancy or leave while employment continues, and routes for self-employed people and longer illness
- Dienst Toeslagen: Mijn toeslagpartner is een familielid (External site, opens in a new tab) - the qualifying-family-member exception when the relative does not work or study, and the telephone application route
- Rijksoverheid: Wanneer heb ik recht op kinderopvangtoeslag? (External site, opens in a new tab) - child-support and contract conditions, Wlz exception, paid contracted hours, and municipal alternatives such as VE, subsidised toddler care and SMI
- Dienst Toeslagen: Ik ben geen Nederlander (External site, opens in a new tab) - lawful-residence conditions for the applicant and partner, valid benefit-entitling residence status, foreign residence and post-2021 United Kingdom rules
- Dienst Toeslagen: Kinderopvangtoeslag en buitenland (External site, opens in a new tab) - the official routing hub for living abroad, a partner abroad or working abroad
- Dienst Toeslagen: Kinderopvangtoeslag als u in het buitenland woont (External site, opens in a new tab) - eligible residence countries, Dutch work and tax requirements, limits on study and civic-integration routes abroad, BSNs and coordination of foreign family benefits
- Dienst Toeslagen: Kinderopvangtoeslag als u in het buitenland werkt (External site, opens in a new tab) - the income-tax condition for a Netherlands resident working abroad and coordination of Dutch and foreign family benefits, sometimes through the SVB
- Dienst Toeslagen: Kinderopvangtoeslag als uw partner in het buitenland woont (External site, opens in a new tab) - partner activity, comparable foreign study, route-to-work and foreign-benefit comparability, BSNs, who applies and the rule since 4 March 2022 for partners outside Europe
- Dienst Toeslagen: Buitenlandse kinderopvang registreren (External site, opens in a new tab) - the Register buitenlandse kinderopvang, registration validity, DUO form, processing time of up to 10 weeks and the foreign registration number used in the application
- Dienst Toeslagen: Definitieve berekening van mijn toeslagen (External site, opens in a new tab) - the final calculation using final income and childcare-provider data, the documents in Mijn Toeslagen and requests for missing evidence
- Dienst Toeslagen: Waarom moet ik kinderopvangtoeslag terugbetalen? (External site, opens in a new tab) - common repayment causes, including higher final income and fewer actual care hours than reported, and comparing the final and advance calculations
- Dienst Toeslagen: Kan ik een betalingsregeling krijgen? (External site, opens in a new tab) - repayment in up to 24 months, the 4.3% interest rate from 1 January 2026 and the route to a means-tested personal arrangement
- Dienst Toeslagen: Mijn toeslag klopt niet (External site, opens in a new tab) - the distinction between changing current-year data and objecting to a final calculation within 6 weeks
- Dienst Toeslagen: Bezwaar tegen een voorschotbeschikking (External site, opens in a new tab) - when to change an advance instead of objecting, when a formal objection is appropriate, the 6-week period and the required letter details
- Dienst Toeslagen: Bezwaar tegen een definitieve berekening (External site, opens in a new tab) - the 6-week objection period, form and evidence route, payment deferral while an objection is handled and the exceptions to that deferral
- Dienst Toeslagen: Verzoek om een beslissing te herzien (External site, opens in a new tab) - the review request after a missed objection deadline, supporting evidence, address and the usual 5-year limit from the end of the benefit year
- Rijksoverheid: Nieuwe eisen gastouders en gastouderbureaus vanaf 1 juli 2026 (External site, opens in a new tab) - the live 1 July 2026 quality requirements for childminders and agencies, including work plans, education, coaching, agency limits and emergency backup
- Rijksoverheid: Plannen kabinet voor nieuwe financiering kinderopvang (External site, opens in a new tab) - the proposed 1 January 2029 direct-funding system for working parents regardless of income; Parliament has not yet decided on the bill
- Overheid.nl (Dutch government portal): Harmonisatie kinderopvang en peuterspeelzaalwerk (External site, opens in a new tab) - the conversion of toddler playgroups to childcare from 1 January 2018
- Dienst Toeslagen: Inloggen op Mijn toeslagen (External site, opens in a new tab) - the official benefits portal, applications, changes and login methods
- Dienst Toeslagen: Proefberekening toeslagen (External site, opens in a new tab) - the official benefit calculator, which cannot calculate childcare benefit for applicants living abroad
- Dienst Toeslagen: Wijzigingen doorgeven voor uw toeslag (External site, opens in a new tab) - the 4-week change-reporting rule and the exception for changes already reported to the municipality
- Dienst Toeslagen: Mijn kind wordt 4 (External site, opens in a new tab) - the school transition, new BSO contract and stopping the day-care record even at the same provider
- Dienst Toeslagen: Persoonlijke betalingsregeling toeslagen (External site, opens in a new tab) - the application route and assessment of income, assets, expenses and debts
- Rijksoverheid: Voorjaarsnota 2025 (spring budget update) (External site, opens in a new tab) - the proposed 96% contribution up to the maximum hourly price for all working parents in 2029
- Dienst Toeslagen: Ik ga ander werk doen (External site, opens in a new tab) - qualifying work, including unpaid work in a partner’s business, and reporting changes in work type
- Rijksoverheid: Kwaliteit kinderopvang (External site, opens in a new tab) - official supervision and inspection reports in the LRK
- Dienst Toeslagen: Alle voorwaarden voor kinderopvangtoeslag (External site, opens in a new tab) - eligible children including grandchildren, the €529 quarterly support threshold, taxable paid work, unpaid work in a partner’s business and excluded volunteer work
- DUO: Register buitenlandse kinderopvang (External site, opens in a new tab) - checking foreign registrations and their care type, renewal within 6 months of expiry and applications to DUO
- Dienst Toeslagen: Bellen met Dienst Toeslagen (External site, opens in a new tab) - the official telephone contact route
- DUO: Kinderopvangtoeslag voor alle onderdelen inburgering (External site, opens in a new tab) - Since 7 July 2026, parents required to integrate under Wet inburgering 2021 can also qualify during MAP, PVT and Z-route participation activities. The normal childcare-benefit conditions still apply. If Dienst Toeslagen requests activity evidence, ask your municipality for a statement.